Life and AD&D Benefits

Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you.

The basic life benefit will be paid to your beneficiaries in the event of your death. They can use this money to pay for household expenses, tuition, mortgage payments and more

The AD&D benefit will be paid in the event of an injury resulting from a covered accident, such as loss of limbs, fingers or sight.

When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.

See employee and spouse weekly rates in the Benefit Summary below.